AIB Statements + Mortgage Brokers Workflow
As mortgage broker, you regularly handle AIB bank statements. Mortgage brokers need to verify income and spending from bank statements when assessing affordability for lender applications.
BankScan AI: AIB to Excel for Mortgage Brokers
BankScan AI converts AIB statements to Excel automatically — handling DD/MM/YYYY and Irish banking format with separate Debit and Credit columns plus running balance. Instantly convert applicant bank statements to Excel to verify income, identify regular commitments, and prepare affordability summaries.
About AIB Statement Format
AIB UK statements serve Northern Ireland customers with a format that differs from mainland UK banks. BankScan AI parses both GBP and EUR transactions.
AIB Statement Quirks
AIB uses DD/MM/YYYY with Irish banking format with separate Debit and Credit columns plus running balance. Common issues: GBP and EUR transactions may be intermixed on cross-border accounts, AIB Group formatting conventions from the Republic of Ireland parent occasionally appear, and older First Trust Bank-branded statements use a completely different layout. BankScan AI handles all of these automatically.
How Mortgage Brokers Handle AIB Statements
When working with AIB statements, mortgage brokers need to Mortgage brokers request 3-6 months of bank statements from applicants, review them for regular income deposits, identify committed expenditure such as loans and subscriptions, flag gambling transacti
Key terms you'll encounter: affordability assessment, committed expenditure, income verification, debt-to-income ratio, source of deposit.
How It Works
Upload AIB statement
Drag and drop your AIB PDF. Supports PDF. Our AI handles DD/MM/YYYY automatically.
AI parses the statement
Our AI understands AIB's Irish banking format with separate Debit and Credit columns plus running balance and extracts every transaction with 99%+ accuracy.
Use in your mortgage brokers workflow
Download Excel ready for Mortgage Brain, Twenty7Tec or direct analysis.
AIB + Mortgage Brokers Features
- Cross-border EUR transactions — appear alongside GBP entries for customers with Republic of Ireland connections
- Former First Trust — Bank branding may still appear on legacy account statements
- Built for Mortgage Brokers — Saves 30-45 minutes per mortgage application on statement review, which adds up to 5+ hours per week during busy periods with 8-10 applications in progress
- Software compatible — Output works directly with Mortgage Brain, Twenty7Tec, Excel
Convert AIB Statements — Built for Mortgage Brokers
Handles DD/MM/YYYY dates, Irish banking format with separate Debit and Credit columns plus running balance, and PDF formats automatically.
Convert AIB Statements Free