Gusto Bank Statement Import for Construction Companies

Convert bank statement PDFs to CSV for Gusto import. Built for construction companies. Saves 3-5 hours per month on CIS payment matching and subcontractor reconciliation, reducing errors that can trigger HMRC penalties

Try Free — Gusto + Construction Companies
99%+Accuracy
30sPer Statement
40+Banks Supported
FreeTier Available

Gusto + Construction Companies: Faster Bank Import

Construction firms juggle CIS deductions, subcontractor payments, material costs, and retention payments — all needing accurate bank reconciliation for HMRC. If you use Gusto for your accounting, you need a fast way to get bank statement data into the system.

BankScan AI for Construction Companies Using Gusto

BankScan AI converts any bank statement PDF to CSV formatted for direct import into Gusto. Convert your bank statements to Excel to quickly match CIS payments, subcontractor invoices, and material costs for VAT returns and CIS submissions.

The Construction Companies + Gusto Workflow

Construction companies process bank statements to match subcontractor payments against CIS deduction certificates, reconcile material supplier invoices, track retention payments held and released on projects, and prepare monthly CIS returns for HMRC. Project managers often need bank data to verify costs against project budgets.

Key terms you'll encounter: CIS deduction, retention payment, reverse charge VAT, application for payment.

How It Works

1

Upload any bank statement PDF

Supports all major banks. Saves 3-5 hours per month on CIS payment matching and subcontractor reconciliation, reducing errors that can trigger HMRC penalties

2

AI formats for Gusto

Output as CSV with N/A — Gusto is payroll software. Use BankScan AI output to verify payroll debits, tax deposits, and benefits payments match Gusto records. — dates in MM/DD/YYYY (for reference).

3

Import and reconcile

Gusto doesn't import bank statements. Use BankScan AI to convert your statements to Excel, then filter for payroll-related transactions to reconcile against Gusto's payroll reports. Reconcile Gusto payroll runs against bank statements by matching BankScan AI's extracted debit amounts to Gusto's payroll summary reports — catches timing differences and failed ACH transfers.

Supported Banks

BankScan AI works with all major UK and US banks, including:

HSBC Barclays Lloyds NatWest Monzo Santander Revolut Chase Bank of America Wells Fargo Citibank US Bank Capital One

Gusto Features for Construction Companies

Import Steps for Construction Companies Using Gusto

As construction business, here's how to get bank data into Gusto:

  1. Gusto doesn't import bank statements
  2. Use BankScan AI to convert your statements to Excel, then filter for payroll-related transactions to reconcile against Gusto's payroll reports

Common Import Issues

No direct import. Use BankScan AI data to identify and verify payroll tax deposits (941, FUTA, SUTA) appearing on your bank statement against Gusto's tax filing records.

Gusto Import — Built for Construction Companies

Leading US payroll platform for small businesses with 300,000+ customers. Known for easy setup and excellent employee onboarding experience.

Try Free — Gusto + Construction Companies

Frequently Asked Questions

Is BankScan AI good for construction companies using Gusto?
Yes. BankScan AI produces CSV files for Gusto and is designed for construction companies. Convert your bank statements to Excel to quickly match CIS payments, subcontractor invoices, and material costs for VAT returns and CIS submissions.
What column format does Gusto need?
N/A — Gusto is payroll software. Use BankScan AI output to verify payroll debits, tax deposits, and benefits payments match Gusto records. BankScan AI handles this automatically.
What software do construction companies typically pair with Gusto?
Construction Companies commonly use Sage 50, Xero, Evolution M. BankScan AI is compatible with all of them.
Is there a free tier?
Yes. Try BankScan AI free with limited conversions per month. Paid plans from $9.99/month.

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