Import Bank Statements into Xero

99%+Accuracy

30sPer Statement

40+Banks Supported

FreeTier Available

Why Import Bank Statements into Xero?

Xero is the UK's most popular cloud accounting software for small businesses and accountants. But importing bank statements from PDF into Xero requires converting them to CSV first — and that's where BankScan AI comes in.

BankScan AI + Xero Integration

BankScan AI produces Excel and CSV files formatted for direct import into Xero's bank statement upload feature. Columns match Xero's expected date, description, and amount format.

How Xero Bank Import Works

Importing bank transactions into Xero typically involves downloading a CSV file from your bank's online portal — but many clients provide paper statements or PDF downloads that Xero cannot read directly. BankScan AI produces Excel and CSV files formatted for direct import into Xero's bank statement upload feature. Columns match Xero's expected date, description, and amount format.

How It Works

Upload your bank statement PDF

Drag and drop any bank statement PDF into BankScan AI. Supports HSBC, Barclays, Lloyds, NatWest, Monzo, and 40+ more banks.

AI converts to CSV

Our AI extracts every transaction and formats as CSV with Date, Description, Amount (single column, negative for debits) — or Date, Description, Debit, Credit as separate columns — ready for Xero.

Import into Xero

In Xero, go to Accounting > Bank accounts > select your account > Import a Statement. Choose the CSV file from BankScan AI. Xero auto-maps the Date, Description, and Amount columns.

Xero Column Format

Date, Description, Amount (single column, negative for debits) — or Date, Description, Debit, Credit as separate columns

Supported Banks

BankScan AI works with all major UK and US banks, including:

HSBC Barclays Lloyds NatWest Monzo Santander Revolut Chase Bank of America Wells Fargo Citibank US Bank Capital One

Why BankScan AI for Xero

Xero ready — Output formatted as CSV matching Xero's expected column structure
Smart integration — Xero's bank feed rules can auto-categorise imported transactions, so once you've set up rules, future imports from the same bank are largely automated.
Industry standard — Market leader in UK cloud accounting with over 1 million subscribers. Preferred by accountancy practices for Making Tax Digital compliance.

Step-by-Step: Import into Xero

Here's exactly how to import your converted bank statement into Xero:

In Xero, go to Accounting > Bank accounts > select your account > Import a Statement
Choose the CSV file from BankScan AI
Xero auto-maps the Date, Description, and Amount columns

Common Import Issues

Most common error is date format mismatch — Xero rejects MM/DD/YYYY dates. Also watch for CSV encoding issues with special characters in payee names.

Import Bank Statements into Xero Today

Market leader in UK cloud accounting with over 1 million subscribers. Preferred by accountancy practices for Making Tax Digital compliance.

Convert for Xero — Free

Frequently Asked Questions

Does BankScan AI work with Xero?

Yes. BankScan AI produces CSV files with Date, Description, Amount (single column, negative for debits) — or Date, Description, Debit, Credit as separate columns — exactly what Xero expects for bank statement import.

What date format does Xero require?

Xero requires dates in DD/MM/YYYY or YYYY-MM-DD format. BankScan AI automatically formats dates correctly for Xero import.

What are common Xero import errors?

Most common error is date format mismatch — Xero rejects MM/DD/YYYY dates. Also watch for CSV encoding issues with special characters in payee names.

Is the free tier enough for occasional use?

Yes. The free tier lets you convert a limited number of statements per month — ideal for trying BankScan AI before committing to a paid plan.