KashFlow + Mortgage Application: Complete Workflow
Preparing for mortgage application and using KashFlow? Mortgage lenders require 3-6 months of bank statements to verify income and assess affordability. Manually organising these statements is time-consuming for both applicants and brokers. BankScan AI bridges the gap between your bank's PDF statements and KashFlow's import feature.
BankScan AI → KashFlow for Mortgage Application
Convert bank statement PDFs to CSV formatted for KashFlow import. Convert your bank statements to clean Excel spreadsheets that clearly show income, regular outgoings, and spending patterns — exactly what mortgage lenders need to see.
How It Works
Upload your bank statement PDF
Supports all major banks. Upload 3-6 months of statements, though some lenders request 12 months for self-employed applicants of statements.
AI formats for KashFlow
Output as CSV with Date, Reference, Amount — KashFlow uses a single amount column where positive is money in and negative is money out — dates in DD/MM/YYYY.
Import and use for mortgage application
Upload into KashFlow and use the reconciled data for mortgage application.
Supported Banks
BankScan AI works with all major UK and US banks, including:
KashFlow + Mortgage Application Features
- KashFlow ready — Output formatted as CSV matching KashFlow's expected column structure
- Smart integration — KashFlow's 'PayPal sync' feature combined with bank statement import gives a complete picture of both online and bank transactions in one view.
- Built for Mortgage Application — Convert your bank statements to clean Excel spreadsheets that clearly show income, regular outgoings, and spending patterns — exactly what mortgage lenders need to see.
Import for Mortgage Application into KashFlow
After converting your bank statements for mortgage application:
- In KashFlow, go to Bank > Bank Accounts > select your account > Import Transactions
- Upload the CSV from BankScan AI and confirm the column mapping
Common Import Issues
KashFlow can reject imports if the CSV has blank rows between transactions or if the date column has inconsistent formatting across rows.
KashFlow Import for Mortgage Application
Mortgage offers typically expire in 3-6 months; brokers often need documents within 48 hours to secure a rate lock
Convert for KashFlow + Mortgage Application