Monzo Statements + Tradespeople (Plumbers, Electricians) Workflow
As tradesperson, you regularly handle Monzo bank statements. Tradespeople receive payments from multiple customers, buy materials from suppliers, and manage van and tool expenses — often on the go with no time for bookkeeping.
BankScan AI: Monzo to Excel for Tradespeople (Plumbers, Electricians)
BankScan AI converts Monzo statements to Excel automatically — handling DD/MM/YYYY and single Amount column with positive/negative values and merchant category tags. Convert your bank statements to Excel to track job payments, match material purchases, and get your books ready for self-assessment without hours of data entry.
About Monzo Statement Format
Monzo provides CSV exports natively, but many clients still send PDF statements that need parsing for bookkeeping software.
Monzo Statement Quirks
Monzo uses DD/MM/YYYY with single Amount column with positive/negative values and merchant category tags. Common issues: Pot transfers appear as internal transactions that inflate totals if not filtered, merchant names change between card payments and refunds for the same vendor, and transaction notes added by the user appear as extra lines. BankScan AI handles all of these automatically.
How Tradespeople (Plumbers, Electricians) Handle Monzo Statements
When working with Monzo statements, tradespeople (plumbers, electricians) need to Tradespeople receive customer payments via bank transfer, cash, or card, purchase materials from builders' merchants and wholesalers, pay for van fuel and maintenance, and manage tool and equipment co
Key terms you'll encounter: day rate, materials markup, call-out charge, retention, snagging.
How It Works
Upload Monzo statement
Drag and drop your Monzo PDF. Supports PDF, CSV. Our AI handles DD/MM/YYYY automatically.
AI parses the statement
Our AI understands Monzo's single Amount column with positive/negative values and merchant category tags and extracts every transaction with 99%+ accuracy.
Use in your tradespeople (plumbers, electricians) workflow
Download Excel ready for QuickBooks Self-Employed, FreeAgent or direct analysis.
Monzo + Tradespeople (Plumbers, Electricians) Features
- Merchant category codes — (e.g., Groceries, Transport, Entertainment) are included in the export
- Pot transfers to — savings pots appear as internal debits/credits
- Built for Tradespeople (Plumbers, Electricians) — Saves 2-3 hours per month on expense categorisation and receipt matching, with year-end self-assessment preparation reduced from a full day to under 2 hours
- Software compatible — Output works directly with QuickBooks Self-Employed, FreeAgent, Excel
Convert Monzo Statements — Built for Tradespeople (Plumbers, Electricians)
Handles DD/MM/YYYY dates, single Amount column with positive/negative values and merchant category tags, and PDF, CSV formats automatically.
Convert Monzo Statements Free