Starling Statements + Contractors & Freelancers Workflow
As contractor, you regularly handle Starling bank statements. Contractors and freelancers juggling personal and business accounts need to separate expenses for tax purposes.
BankScan AI: Starling to Excel for Contractors & Freelancers
BankScan AI converts Starling statements to Excel automatically — handling DD/MM/YYYY and single Amount column with +/- signs, merchant categories, and running balance. Upload your bank statements and get organised spreadsheets that make expense categorisation and self-assessment tax returns straightforward.
About Starling Statement Format
Starling Bank statements have a modern layout with merchant categories, which BankScan AI preserves during conversion.
Starling Statement Quirks
Starling uses DD/MM/YYYY with single Amount column with +/- signs, merchant categories, and running balance. Common issues: Multi-currency transactions show both original and GBP amounts in the same row, round-up savings appear as separate micro-transactions, and business expense categories add extra text to descriptions. BankScan AI handles all of these automatically.
How Contractors & Freelancers Handle Starling Statements
When working with Starling statements, contractors & freelancers need to Contractors download bank statements from both personal and business accounts, separate allowable business expenses from personal spending, categorise expenses by type for self-assessment, and either
Key terms you'll encounter: IR35, director's loan account, allowable expenses, flat rate VAT, deemed employment.
How It Works
Upload Starling statement
Drag and drop your Starling PDF. Supports PDF, CSV. Our AI handles DD/MM/YYYY automatically.
AI parses the statement
Our AI understands Starling's single Amount column with +/- signs, merchant categories, and running balance and extracts every transaction with 99%+ accuracy.
Use in your contractors & freelancers workflow
Download Excel ready for FreeAgent, Xero or direct analysis.
Starling + Contractors & Freelancers Features
- Merchant categories and — spending insights are embedded in the statement layout
- Spaces (savings goals) — transfers are listed with the Space name in the description
- Built for Contractors & Freelancers — Saves 1-2 hours per month on expense tracking and categorisation, plus 3-4 hours at year-end when preparing records for self-assessment
- Software compatible — Output works directly with FreeAgent, Xero, QuickBooks Self-Employed
Convert Starling Statements — Built for Contractors & Freelancers
Handles DD/MM/YYYY dates, single Amount column with +/- signs, merchant categories, and running balance, and PDF, CSV formats automatically.
Convert Starling Statements Free