Starling Statements + Mortgage Brokers Workflow
As mortgage broker, you regularly handle Starling bank statements. Mortgage brokers need to verify income and spending from bank statements when assessing affordability for lender applications.
BankScan AI: Starling to Excel for Mortgage Brokers
BankScan AI converts Starling statements to Excel automatically — handling DD/MM/YYYY and single Amount column with +/- signs, merchant categories, and running balance. Instantly convert applicant bank statements to Excel to verify income, identify regular commitments, and prepare affordability summaries.
About Starling Statement Format
Starling Bank statements have a modern layout with merchant categories, which BankScan AI preserves during conversion.
Starling Statement Quirks
Starling uses DD/MM/YYYY with single Amount column with +/- signs, merchant categories, and running balance. Common issues: Multi-currency transactions show both original and GBP amounts in the same row, round-up savings appear as separate micro-transactions, and business expense categories add extra text to descriptions. BankScan AI handles all of these automatically.
How Mortgage Brokers Handle Starling Statements
When working with Starling statements, mortgage brokers need to Mortgage brokers request 3-6 months of bank statements from applicants, review them for regular income deposits, identify committed expenditure such as loans and subscriptions, flag gambling transacti
Key terms you'll encounter: affordability assessment, committed expenditure, income verification, debt-to-income ratio, source of deposit.
How It Works
Upload Starling statement
Drag and drop your Starling PDF. Supports PDF, CSV. Our AI handles DD/MM/YYYY automatically.
AI parses the statement
Our AI understands Starling's single Amount column with +/- signs, merchant categories, and running balance and extracts every transaction with 99%+ accuracy.
Use in your mortgage brokers workflow
Download Excel ready for Mortgage Brain, Twenty7Tec or direct analysis.
Starling + Mortgage Brokers Features
- Merchant categories and — spending insights are embedded in the statement layout
- Spaces (savings goals) — transfers are listed with the Space name in the description
- Built for Mortgage Brokers — Saves 30-45 minutes per mortgage application on statement review, which adds up to 5+ hours per week during busy periods with 8-10 applications in progress
- Software compatible — Output works directly with Mortgage Brain, Twenty7Tec, Excel
Convert Starling Statements — Built for Mortgage Brokers
Handles DD/MM/YYYY dates, single Amount column with +/- signs, merchant categories, and running balance, and PDF, CSV formats automatically.
Convert Starling Statements Free