Stripe Statements + Mortgage Brokers Workflow
As mortgage broker, you regularly handle Stripe bank statements. Mortgage brokers need to verify income and spending from bank statements when assessing affordability for lender applications.
BankScan AI: Stripe to Excel for Mortgage Brokers
BankScan AI converts Stripe statements to Excel automatically — handling YYYY-MM-DD and payout-centric layout listing individual charges, refunds, fees, and adjustments grouped by payout batch with net settlement amount. Instantly convert applicant bank statements to Excel to verify income, identify regular commitments, and prepare affordability summaries.
About Stripe Statement Format
Stripe payout statements list individual charges, refunds, and fees per payout batch. BankScan AI expands payout summaries into line-by-line transaction detail.
Stripe Statement Quirks
Stripe uses YYYY-MM-DD with payout-centric layout listing individual charges, refunds, fees, and adjustments grouped by payout batch with net settlement amount. Common issues: Payouts bundle dozens or hundreds of individual charges into a single bank deposit making reconciliation complex, Stripe Connect platform fees add additional fee layers, and disputed charges appear as separate adjustment entries that must be matched to original transactions. BankScan AI handles all of these automatically.
How Mortgage Brokers Handle Stripe Statements
When working with Stripe statements, mortgage brokers need to Mortgage brokers request 3-6 months of bank statements from applicants, review them for regular income deposits, identify committed expenditure such as loans and subscriptions, flag gambling transacti
Key terms you'll encounter: affordability assessment, committed expenditure, income verification, debt-to-income ratio, source of deposit.
How It Works
Upload Stripe statement
Drag and drop your Stripe PDF. Supports PDF, CSV. Our AI handles YYYY-MM-DD automatically.
AI parses the statement
Our AI understands Stripe's payout-centric layout listing individual charges, refunds, fees, and adjustments grouped by payout batch with net settlement amount and extracts every transaction with 99%+ accuracy.
Use in your mortgage brokers workflow
Download Excel ready for Mortgage Brain, Twenty7Tec or direct analysis.
Stripe + Mortgage Brokers Features
- Each payout contains — a detailed breakdown of all charges, refunds, and fees that compose the net settlement
- Stripe Connect marketplace — fees and application fees are itemised separately
- Built for Mortgage Brokers — Saves 30-45 minutes per mortgage application on statement review, which adds up to 5+ hours per week during busy periods with 8-10 applications in progress
- Software compatible — Output works directly with Mortgage Brain, Twenty7Tec, Excel
Convert Stripe Statements — Built for Mortgage Brokers
Handles YYYY-MM-DD dates, payout-centric layout listing individual charges, refunds, fees, and adjustments grouped by payout batch with net settlement amount, and PDF, CSV formats automatically.
Convert Stripe Statements Free