Wise Statement Converter for Debt Management

Convert your Wise bank statement to Excel for debt management. Handles DD-MM-YYYY dates. IVA proposals must be sent to creditors within 14 days of the nominee's report; debt management plans need quick setup to stop creditor action and interest accrual

Convert Wise Statement Free
99%+Accuracy
30sPer Statement
40+Banks Supported
FreeTier Available

Wise Statements for Debt Management

Preparing Wise bank statements for debt management? Debt management advisors and IVA supervisors need detailed analysis of a debtor's bank statements to assess income, essential spending, and disposable income.

Convert Wise Statements Instantly

BankScan AI converts your Wise statement PDF to a clean Excel spreadsheet in seconds — handling DD-MM-YYYY and multi-currency layout with separate transaction lists per currency, each showing Amount, Fee, Exchange Rate, and Balance automatically. Convert bank statements to Excel to quickly categorise income and expenditure, calculate disposable income, and prepare debt management or IVA proposals.

About Wise Statement Format

Wise multi-currency statements include transactions in multiple currencies with exchange rates. BankScan AI preserves currency codes, rates, and fee breakdowns.

Getting Your Wise Statement for Debt Management

In Wise, go to your account, click 'Statements', select the currency and date range, then choose PDF or CSV format. Each currency balance generates its own statement, so multi-currency users need to download statements per currency. Download 3-6 months of recent statements to establish a reliable income and expenditure pattern for the proposal of statements.

How It Works

1

Upload your Wise statement

Drop your Wise (formerly TransferWise) statement PDF. Supports PDF, CSV. Need 3-6 months of recent statements to establish a reliable income and expenditure pattern for the proposal? Upload them all.

2

AI extracts every transaction

Our AI handles Wise's DD-MM-YYYY and multi-currency layout with separate transaction lists per currency, each showing Amount, Fee, Exchange Rate, and Balance — extracting Net income from all sources, essential living costs (housing.

3

Use for debt management

Download formatted Excel ready for debt management. Income and expenditure categorised according to the Standard Financial Statement (SFS) format used across the UK debt advice sector

Wise + Debt Management Features

Convert Wise for Debt Management — Fast

IVA proposals must be sent to creditors within 14 days of the nominee's report; debt management plans need quick setup to stop creditor action and interest accrual

Convert Wise Statement Free

Frequently Asked Questions

Can I use a Wise statement for debt management?
Yes. BankScan AI converts Wise PDFs to structured spreadsheets ideal for debt management. Convert bank statements to Excel to quickly categorise income and expenditure, calculate disposable income, and prepare debt management or IVA proposals.
How many months of Wise statements do I need?
For debt management, typically 3-6 months of recent statements to establish a reliable income and expenditure pattern for the proposal are required. Insolvency practitioner (for IVAs), debt management company, or free debt advice service (StepChange, Citizens Advice, National Debtline) will specify the exact period.
How does BankScan AI handle Wise's format?
Wise uses DD-MM-YYYY with multi-currency layout with separate transaction lists per currency, each showing Amount, Fee, Exchange Rate, and Balance. BankScan AI is trained on this exact format.
Is my data secure?
Your bank statements are processed in memory and deleted immediately. We never store your financial data.

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