Wise Statement Converter for Mortgage Application

Convert your Wise bank statement to Excel for mortgage application. Handles DD-MM-YYYY dates. Mortgage offers typically expire in 3-6 months; brokers often need documents within 48 hours to secure a rate lock

Convert Wise Statement Free
99%+Accuracy
30sPer Statement
40+Banks Supported
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Wise Statements for Mortgage Application

Preparing Wise bank statements for mortgage application? Mortgage lenders require 3-6 months of bank statements to verify income and assess affordability. Manually organising these statements is time-consuming for both applicants and brokers.

Convert Wise Statements Instantly

BankScan AI converts your Wise statement PDF to a clean Excel spreadsheet in seconds — handling DD-MM-YYYY and multi-currency layout with separate transaction lists per currency, each showing Amount, Fee, Exchange Rate, and Balance automatically. Convert your bank statements to clean Excel spreadsheets that clearly show income, regular outgoings, and spending patterns — exactly what mortgage lenders need to see.

About Wise Statement Format

Wise multi-currency statements include transactions in multiple currencies with exchange rates. BankScan AI preserves currency codes, rates, and fee breakdowns.

Getting Your Wise Statement for Mortgage Application

In Wise, go to your account, click 'Statements', select the currency and date range, then choose PDF or CSV format. Each currency balance generates its own statement, so multi-currency users need to download statements per currency. Download 3-6 months of statements, though some lenders request 12 months for self-employed applicants of statements.

How It Works

1

Upload your Wise statement

Drop your Wise (formerly TransferWise) statement PDF. Supports PDF, CSV. Need 3-6 months of statements, though some lenders request 12 months for self-employed applicants? Upload them all.

2

AI extracts every transaction

Our AI handles Wise's DD-MM-YYYY and multi-currency layout with separate transaction lists per currency, each showing Amount, Fee, Exchange Rate, and Balance — extracting Monthly income deposits, regular outgoings (rent, bills, loa.

3

Use for mortgage application

Download formatted Excel ready for mortgage application. Chronological with income highlighted, ideally with monthly summaries showing total credits, total debits, and closing balance per month

Wise + Mortgage Application Features

Convert Wise for Mortgage Application — Fast

Mortgage offers typically expire in 3-6 months; brokers often need documents within 48 hours to secure a rate lock

Convert Wise Statement Free

Frequently Asked Questions

Can I use a Wise statement for mortgage application?
Yes. BankScan AI converts Wise PDFs to structured spreadsheets ideal for mortgage application. Convert your bank statements to clean Excel spreadsheets that clearly show income, regular outgoings, and spending patterns — exactly what mortgage lenders need to see.
How many months of Wise statements do I need?
For mortgage application, typically 3-6 months of statements, though some lenders request 12 months for self-employed applicants are required. Mortgage lender or broker, acting on behalf of the underwriting team will specify the exact period.
How does BankScan AI handle Wise's format?
Wise uses DD-MM-YYYY with multi-currency layout with separate transaction lists per currency, each showing Amount, Fee, Exchange Rate, and Balance. BankScan AI is trained on this exact format.
Is my data secure?
Your bank statements are processed in memory and deleted immediately. We never store your financial data.

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