Zoho Books + Debt Management: Complete Workflow
Preparing for debt management and using Zoho Books? Debt management advisors and IVA supervisors need detailed analysis of a debtor's bank statements to assess income, essential spending, and disposable income. BankScan AI bridges the gap between your bank's PDF statements and Zoho Books's import feature.
BankScan AI → Zoho Books for Debt Management
Convert bank statement PDFs to CSV formatted for Zoho Books import. Convert bank statements to Excel to quickly categorise income and expenditure, calculate disposable income, and prepare debt management or IVA proposals.
How It Works
Upload your bank statement PDF
Supports all major banks. Upload 3-6 months of recent statements to establish a reliable income and expenditure pattern for the proposal of statements.
AI formats for Zoho Books
Output as CSV with Date, Description, Withdrawal, Deposit — Zoho Books requires separate columns for money in and money out — dates in DD/MM/YYYY or YYYY-MM-DD.
Import and use for debt management
Upload into Zoho Books and use the reconciled data for debt management.
Supported Banks
BankScan AI works with all major UK and US banks, including:
Zoho Books + Debt Management Features
- Zoho Books ready — Output formatted as CSV matching Zoho Books's expected column structure
- Smart integration — Zoho Books auto-categorises imported transactions using machine learning trained on your previous categorisation patterns.
- Built for Debt Management — Convert bank statements to Excel to quickly categorise income and expenditure, calculate disposable income, and prepare debt management or IVA proposals.
Import for Debt Management into Zoho Books
After converting your bank statements for debt management:
- In Zoho Books, go to Banking > select your account > Import Statement
- Upload the CSV, map Date, Description, Withdrawal, and Deposit columns, then import
Common Import Issues
Zoho Books requires separate Withdrawal and Deposit columns — a single Amount column will fail. Also rejects files larger than 5MB.
Zoho Books Import for Debt Management
IVA proposals must be sent to creditors within 14 days of the nominee's report; debt management plans need quick setup to stop creditor action and interest accrual
Convert for Zoho Books + Debt Management